The term “COVID-19” is now a household name and will likely be for many years to come, synonymous with terms like “influenza”.  There has been a dramatic turn in the economy and everyone is victim in some way.  Whether your employer is laying people off or adjusting to having employees work from home, it’s a…

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Mortgage rates fall yet again, after the 2nd cut in 2019 we are experiencing another drop in January 2020.  This is setting some government rates below 3% for a 30 year fixed.  That is unheard of since 2016. There is speculation that the reason for this drop in rates is the focus on the Wuhan…

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The holidays are upon us and usually the last thing on peoples minds are their homes and finances.  It’s a time we spend more freely and appreciate the non-material items (except the kids).  That being said we can all use a little monetary relief after the holiday season.  That’s why it’s actually cheaper to refinance…

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Its no secret that rates rose in October, even after the Federal Reserve’s rate cut in July AND September.  All is not lost though, rates are still a considerably lower than they were last year, which suggests we may see this wave of cheaper money ride out the remainder of 2019.  It’s difficult to say…

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