Expect These Costs Before You Close On Your Home
There are standard costs when purchasing a home that each buyer is expected to pay prior to receiving the keys. With a little research you can realize which of these costs are optional and which are required. It’s important to know the timeline and what is expected prior to engaging in a home purchase, the…
Read MoreWisconsin’s Most Affordable Places to Live
Population: 9,264 Median Income: $48,653 Median Home Value: $83,700 Population: 5,292 Median Income: $58,654 Median Home Value: $138,300 Population: 7,534 Median Income: $83,553 Median Home Value: $167,900 Population: 11,277 Median Income: $51,706 Median Home Value: $121,600 Population: 5,942 Median Income: $46,932 Median Home Value: $104,300 Population: 7,738 Median Income: $52,240 Median Home Value: $118,800 Population: 9,621 Median Income: $52,871 Median Home Value: $115,300 Population: 25,821 Median…
Read MoreCities Where You Can Still Buy a Home for $100,000
What can $100,000 buy you in 2019 when it comes to the housing market? It really depends on where you look. Obviously somewhere like New York City, $100,000 gets you a lot less than Akron Ohio. But here are some visual reminders of the difference: 3279 Hull Ave APT 11, Bronx, NY 10467 ( $75,000 ) …
Read MoreWisconsin’s Most Expensive Real Estate
Wisconsin is typically a reasonably priced area to buy a home in, with moderate real estate prices and a decent living wage; I thought it would be nice to compare some of the most expensive real estate in Wisconsin to it’s average $193,003 value. N1860 N Black Point Dr, Lake Geneva, WI 53147 $10,790,000 W4396…
Read MoreHow Much Home Can You Afford?
So you’ve made the decision to buy a home, you’re excited and picturing tile floors, kitchen islands with cook tops in them, maple cabinets, fenced in yards and 3 stall garages. The perfect dream home, you’ve done some research and figured the houses you want are in a particular price range; you’ve saved a good…
Read MoreMedian Household Income By State
What Can I Do Now? You can Sign up for mortgage rates here Read the About me section and learn more about how I conduct business reviews are a great way to see who you are dealing with if all that checks out you can apply here Justin Scott Loan Officer NMLS 878581 C) 920-530-4484 O) 920-490-8823 F)…
Read MoreHow Far $100 Goes in Each State
Remember that old commercial “You can’t get much for .99 cents anymore, but you can a 15 minute phone call?” That was back in the late 1990’s. How times have changed, the new commercial should read: “You can’t get much for $100 anymore”. If you were wondering exactly what $100 means in the U.S.A, here…
Read MoreImportant information about banking deposits and your mortgage
One of the more unusual parts of a mortgage application is that lenders ask questions about large deposits into clients bank accounts. This is usually a frustrating obstacle for buyers because they cannot understand why the lender would care about these deposits as long as the buyer has money for closing. I wrote this article to help…
Read MoreVA Loan Changes 2019
Change is the only thing that remains constant, in our daily lives and especially in the mortgage world. 2019 has brought several new changes already (and we’re only in the first two months of 2019!) These changes apply towards VA Loans. I’m sure this will be an ongoing learning experience for everyone, including lenders, it appears…
Read More2019: Best Year For Real Estate?
2018 we saw some crazy ups and downs with the market, one of the largest stock market declines in recent years, some of the lowest and highest mortgage rates in the recent years, and it’s all due to the Federal Reserves actions. The Federal Reserve indicates that we will see two rate hikes in 2019. …
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