Mortgage Rates at All Time Low

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Did you know that interest rates are lower now than they were during the great depression?  That is right, rates are lower now than the worst economic time in America’s history.  So, if you’ve been on the fence about buying a home or refinancing, maybe you should consider acting now. With 30 year fixed rates… [Read More]

Do Not Regret Your Refinance

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When  is the best time to refinance your mortgage?  It can be a daunting task to predict if rates will continue to decline, or are you running the risk of them going up? The truth is it depends on you. I’ve seen people who refinanced in late 2019 take another swing as rates continue to decline.,… [Read More]

Your Home might as Well be Painted in Gold

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When 30 year fixed mortgage rates dropped into the 3’s in 2012 people went crazy, never had they the cost of money so low.  Then in 2020 when they dropped into the 2’s, it created a boom. Home values are at an all time high due to increased demand and a limited inventory.  Sellers have… [Read More]

Mortgage Rates (For Some) at all Time Lows

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With the recent pandemic taking it’s toll we’ve seen conventional financing at all time high.  This is because government lending is having difficulty getting guarantees.  The government backed loans like FHA, VA and USDA have restricted their credit score requirements in an effort to curb risky lending.  This has caused more borrowers to lean towards… [Read More]

COVID 19 Creates Unique Benefit For Homeowners

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The term “COVID-19″ is now a household name and will likely be for many years to come, synonymous with terms like “influenza”.  There has been a dramatic turn in the economy and everyone is victim in some way.  Whether your employer is laying people off or adjusting to having employees work from home, it’s a… [Read More]

Economic Lay Off Affects Mortgage Closings

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Are you one of the millions who have suffered from temporary layoff / downsizing due to the recent COVID19 outbreak?   The good news is you’re not alone, the bad news it’s happening to many people.  The lenders however are taking a conservative approach to these new economic happenings. Lenders are tightening up on verifications: In… [Read More]