Your Home might as Well be Painted in Gold


When 30 year fixed mortgage rates dropped into the 3’s in 2012 people went crazy, never had they the cost of money so low.  Then in 2020 when they dropped into the 2’s, it created a boom. Home values are at an all time high due to increased demand and a limited inventory.  Sellers have… [Read More]

Mortgage Rates (For Some) at all Time Lows


With the recent pandemic taking it’s toll we’ve seen conventional financing at all time high.  This is because government lending is having difficulty getting guarantees.  The government backed loans like FHA, VA and USDA have restricted their credit score requirements in an effort to curb risky lending.  This has caused more borrowers to lean towards… [Read More]

COVID 19 Creates Unique Benefit For Homeowners


The term “COVID-19″ is now a household name and will likely be for many years to come, synonymous with terms like “influenza”.  There has been a dramatic turn in the economy and everyone is victim in some way.  Whether your employer is laying people off or adjusting to having employees work from home, it’s a… [Read More]

Economic Lay Off Affects Mortgage Closings


Are you one of the millions who have suffered from temporary layoff / downsizing due to the recent COVID19 outbreak?   The good news is you’re not alone, the bad news it’s happening to many people.  The lenders however are taking a conservative approach to these new economic happenings. Lenders are tightening up on verifications: In… [Read More]

COVID 19 Expectations for the Real Estate Industry


Everyone is feeling the effects of the COVID-19 (coronavirus) outbreak, the virus has caused uncertainty in the financial markets and anxiety in peoples personal lives.  There are many theories about why such precautions are being taken, and the simple fact is we are in un-chartered waters; there is no protocol for what we are experiencing…. [Read More]

How is COVID-19 Affecting Mortgage Rates


2020 has already been very interesting.  The outbreak of the infamous “COVID-19″ virus has influenced financial markets in a way no one has ever seen before.  The initial outbreak caused a dramatic dip in the stock market, which caused a decrease in the bond market, thus lowering interest rates to a point we haven’t seen… [Read More]

How the legalization of Marijuana could affect real estate


Disclaimer:  This is a neutral article. The legalization of marijuana has been a hot topic for the last several years, with 23 states permitting the use for medical purposes, and 12 of those states permitting recreational use as well.  You have a good percentage of the population supporting the legalization for a variety of reasons… [Read More]