Around 30% of the U.S Population have a credit score that is considered “poor”.  That is below 620.  That means nearly a 1/3 of the population may consider themselves ineligible to get a home mortgage.  While it’s better to have a higher credit score, it is possible to get a mortgage with a credit score…

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Finally you are ready to buy a home, you’ve weighed the options and being a homeowner is the sound decision.  You are on the right track, you are coming up on the end of you rental lease and  you’ve researched  you feel you have a good enough grasp on the process to take the first…

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