When  is the best time to refinance your mortgage?  It can be a daunting task to predict if rates will continue to decline, or are you running the risk of them going up? The truth is it depends on you. I’ve seen people who refinanced in late 2019 take another swing as rates continue to decline.,…

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2018 was a year full of discouraged home buyers, the market soared with low interest rates and the influx of younger, first time home buyers; resulting in home prices rising and inventory decreasing faster than it could be replenished.  If you were able to buy a home in 2018 consider yourself fortunate.  Those that have…

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The Federal Reserve just conducted their 4th meeting of 2019.  These meetings discuss the direction of our financial policy and directly influence mortgage rates.  Over the last few years the reserve has kept rates low with a few rises here and there.  The goal has been to maintain the economy in the steadiest way possible. …

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