Did you know that interest rates are lower now than they were during the great depression?  That is right, rates are lower now than the worst economic time in America’s history.  So, if you’ve been on the fence about buying a home or refinancing, maybe you should consider acting now. With 30 year fixed rates…

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When  is the best time to refinance your mortgage?  It can be a daunting task to predict if rates will continue to decline, or are you running the risk of them going up? The truth is it depends on you. I’ve seen people who refinanced in late 2019 take another swing as rates continue to decline.,…

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