Do you hate the idea of paying mortgage insurance?  You are not alone, it’s prevented many people from buying a home because they cannot afford the 20% down payment.  What many people do not know is how to avoid mortgage insurance with LESS than a 20% down payment.  Let’s start with the basics: What is…

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PMI, Mortgage Insurance, it comes with different names but it means the same thing:  another cost to you.  Private mortgage insurance can cost borrowers thousands per year.  It can be frustrating because the value isn’t obvious to the client.  There is a way you can avoid that extra cost, save money every month and forget…

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