With the market sustaining a healthy 10-20% increase in home values from 2016 until now, it opens up some unique doors for homeowners who bought in the 2014-2016 market.  If you were lucky enough to buy then you have a house and mortgage rate secured before the inevitable rise. This puts you in a good…

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for when it’s right to refinance, it’s more a matter of making sense.  If you’re reading this you may be considering refinancing your mortgage for one of these reasons, or maybe a different one.  Let’s take some time to go through some scenarios to see if they apply to you.   When Does It Make…

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Debt consolidation is a hot topic this time of year, likely because of rising interest rates and increasing costs.  People are spending more than ever and then find themselves in a position where the monthly expenditure is more than they feel comfortable with.  It can happen to anyone and it can happen quickly.  So I…

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