If you’re on Facebook, Instagram or LinkedIn you will notice there is an abundance of credit restoration ads that say things like: “Raise your credit 100 points with this 30 second trick” I’m going to tell you from experience, there is no “30 second trick” to raising your credit score. A good credit score comes…

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You’ve probably heard the term “trade line” before, but maybe you’re not sure what it is?  A trade line is a debt you owe on your credit report.  Each individual creditor or lender you owe (I.E Capital One, Mortgage , Auto Loan) are individual trade lines.  Each of these trade lines are monitored by the…

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With the invention of Hulu and Netflix it is sometimes easy to miss the movie previews.  I know am unaware of what is going on in the movie theater, but do enjoy $5 Tuesdays at Marcus.  So I decided to put together this list in an effort to make you aware of what’s playing in…

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Ingredients   1 cup sour cream 1 teaspoon baking soda 4 cups all-purpose flour 1 cup white sugar 2 teaspoons baking powder 1/4 teaspoon cream of tartar 1 teaspoon salt 1 cup butter 1 egg 1 cup raisins (optional) Directions In a small bowl, blend the sour cream and baking soda, and set aside. Preheat…

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Here are 4 Life Hacks you can use daily Like What You See? You can Sign up for mortgage rates here Read the About me section and learn more about how I conduct business reviews are a great way to see who you are dealing with if all that checks out you can apply here Justin Scott Loan Officer NMLS…

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Probably one of the last things you want to focus on when you are in the midst of a divorce is a mortgage refinance.  But often times it’s necessary because the assets are going to be divided.  One person will either keep the home, or it will be sold.  More often than not one person…

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One of the most common issues I’ve heard clients say when they’re shopping for a home is: “The mortgage part of this is so overwhelming, I just want to know I’m getting the best deal” It’s a fair concern to have when you’re spending a large sum of money and you don’t understand the process…

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Calories and nutrition in apple cider vinegar Apple cider vinegar has very few calories: only 3 per tablespoon. The compound in apple cider vinegar believed to have beneficial effects on health is the acetic acid, which is actually found in all commercial vinegars, including red-wine and balsamic. Weight loss and apple cider vinegar Sipping apple cider…

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We are on the upswing of the longest government shutdown in our history, as we all know it’s caused some newsworthy articles; but more importantly it’s influenced the our lives in ways we haven’t noticed yet.  4 days ago there was a temporary bill passed by President Trump that will allow out of work employees…

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Home sales are a fluctuating thing and the details cannot always be calculated simply by the number of sales in a given time.  People are often concerned with their bottom line, and a decrease in home sales often means a decrease in the bottom line right? not necessarily: Number of Home Sales      …

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