Remember that old commercial “You can’t get much for .99 cents anymore, but you can a 15 minute phone call?”  That was back in the late 1990’s.  How times have changed, the new commercial should read:  “You can’t get much for $100 anymore”.   If you were wondering exactly what $100 means in the U.S.A, here…

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One of the more unusual parts of a mortgage application is that lenders ask questions about large deposits into clients bank accounts.  This is usually a frustrating obstacle for buyers because they cannot understand why the lender would care about these deposits as long as the buyer has money for closing. I wrote this article to help…

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Change is the only thing that remains constant, in our daily lives and especially in the mortgage world.  2019 has brought several new changes already (and we’re only in the first two months of 2019!)  These changes apply towards VA Loans.  I’m sure this will be an ongoing learning experience for everyone, including lenders, it appears…

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2018 we saw some crazy ups and downs with the market, one of the largest stock market declines in recent years, some of the lowest and highest mortgage rates in the recent years, and it’s all due to the Federal Reserves actions. The Federal Reserve indicates that we will see two rate hikes in 2019. …

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2019 FOMC Meetings January 29-30 March 19-20* April/May 30-1 June 18-19* July 30-31 September 17-18* October 29-30 December 10-11* What Can I Do Now? You can Sign up for mortgage rates here Read the About me section and learn more about how I conduct business reviews are a great way to see who you are dealing with if all…

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Saving can be difficult and it can be overwhelming.  When there are so many demands for your hard earned cash everyday, whether it be children, rent or maybe the car broke.  It’s easy to spend your money but very hard to save it. This can be why so many Americans are having to put home…

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Title insurance is a part of every mortgage loan, but often times clients may not know what it is.  Considering they are paying for it on their home purchase and any refinance , I thought it would be important to outline what your money is getting you: What Your Money Buys You Every time a…

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Enjoy! Ingredients 4 servings 2½ pounds butternut squash, peeled 1 cup low-sodium chicken broth ½ cup dry white wine 1 cup grated Parmesan cheese plus 3 tablespoons, divided ½ cup sour cream 3 tablespoons unsalted butter ⅛ teaspoon ground pepper Pinch of freshly grated nutmeg 1 tablespoon chopped fresh parsley 1 pound chicken tenders 8 large…

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Valentines day is upon us once again, and sometimes it can be difficult to come up with fresh new ideas when it comes to treating your significant other to a great day.  Although every day should be “Valentines Day”, that’s just not realistic.  So here are a few ideas to make February 14th a day…

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The senate and house have reopened the Government with a bill that has put thousands of government employees back to work, pending an agreement this funding only lasts until 2/15/19.  At which time a bill on President Trumps desk will need to be signed, establishing a longer term agreement. January 22nd, 2019 I put together…

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