Are You Saving For a Down Payment?
Saving can be difficult and it can be overwhelming. When there are so many demands for your hard earned cash everyday, whether it be children, rent or maybe the car broke. It’s easy to spend your money but very hard to save it.
This can be why so many Americans are having to put home ownership on hold, because there are old myths about mortgages that make them feel large down payments and impossible regulations are the normal order or business. I can tell you right now that’s not true.
Mortgage Options:
2019 has provided so many options for home owners, from no down payment to lower rates for higher credit scores. It’s worth a look at our loan options to see if something fits your needs. With mortgage rates as low as they have been for the last 10 years, buyers have had every opportunity to capitalize on making their biggest purchase as cheap as possible.
No Down Payment Needed:
One of the advantages of working with a Qualified loan officer is you have resources. That means access to mortgage options like WHEDA, that big banks won’t always offer because they are not “profitable”. It’s important to understand the difference between the banks best interest and the clients.
The Bottom Line
If you’re not looking into homeownership because the down payment concerns you, then you are missing out on one of the most valuable and unique times in our life for purchasing a home. It’s understandable if you are avoiding a home because of misinformation or misunderstanding, but then I encourage you to talk with a professional and see if you fit the criteria. It’s quick, it’s easy and free. I have had so many clients say they never expected they would own a home, but it came to be with just a phone call.
What Can I Do Now?
You can Sign up for mortgage rates here
Read the About me section and learn more about how I conduct business
reviews are a great way to see who you are dealing with
if all that checks out you can apply here
Justin Scott
Loan Officer
NMLS 878581
- C) 920-530-4484
- O) 920-490-8823
- F) 920-490-8967
Executive Mortgage
NMLS 271650
909 . E Walnut Street
Green Bay WI 54301