There has been a lot of movement in the market over the last week, we saw rates drop lower in a single week then we saw them in almost 10 years.  There is a lot of speculation why such a drop may have occurred, but many believe it has to do with the federal reserve…

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You may have heard of the mini refinance boom we are experiencing right now.  With home values increasing and mortgage rates declining we are in a perfect storm for homeowners to save a large sum of money.  We’ve seen rates dropping as much as 1 full percentage point for someone who closed 8 months ago.…

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With the market sustaining a healthy 10-20% increase in home values from 2016 until now, it opens up some unique doors for homeowners who bought in the 2014-2016 market.  If you were lucky enough to buy then you have a house and mortgage rate secured before the inevitable rise. This puts you in a good…

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Crop  Based on Frost Dates    Based on Moon Dates Start Seeds Indoors Transplant Seedlings Start Seeds Outdoors Beans  May 18-Jun 8  May 18, Jun 3- 8 Beets  Apr 27-May 18  Apr 27-May 3 Broccoli  Mar 30-Apr 13  Apr 5-13  Apr 20-May 11  May 4-11 Brussels Sprouts  Mar 30-Apr 13  Apr 5-13  Apr 13-May 4  Apr…

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The decision to buy a home isn’t one to be made lightly.  It’s a culmination of months (if not years) of thought and preparation, mentally asking yourself if this is an undertaking you are ready and willing to proceed with.  By the time you have come to the conclusion it’s the right time to buy…

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Deciding to purchase your first home is a big decision, one you are not taking lightly.  Most people approach this milestone with caution because they know the responsibility of home ownership.  Sometimes that caution can overshadow reason, the result can be a lack of action that is costly and frustrating.  So I put together this…

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Now that you’ve purchased a house, settled in and made it a “home”, you realize you’re not in a 30 year program.  That 30 year program brings interest, so how do you cut down on that massive debt?  Here are several ways you can pay your mortgage down faster without feeling like you’re pinching pennies.…

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Random fun facts can be fun, like how many rivets are in the Eiffel Tower?  Did you know that before reading this article? Probably not, I hope you enjoy, and if you need any questions answered about buying a home; I’m here.  Feel free to check out my real estate page too.   More than 10 people…

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We can all afford to save more money right?  But life has a way of nickle and diming you out of your hard earned cash.  So if you’re going to spend, spend smart.  Here are some tips and tricks to help you save a little more. Credit Cards Don’t use a credit card if it…

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  What Can I Do Now? You can Sign up for mortgage rates here Read the About me section and learn more about how I conduct business reviews are a great way to see who you are dealing with if all that checks out you can apply here Justin Scott Loan Officer NMLS 878581 C) 920-530-4484 O) 920-490-8823 F) 920-490-8967…

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