One thing I find myself explaining to many first time home buyers is their mortgage payment, not only how much it is but what it consists of.  So I put this together in an effort to  explain the 3-4 components of every mortgage payment. Principle and Interest (P&I) This is the portion of your mortgage…

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As spring approaches and the weather turns in our favor, the heat increases as the coats and sweatshirts go into hibernation.  We also see business pick up, not only in real estate but in many other sectors like construction and retail.  As people return from their winter slumber they are ready to enjoy the most out…

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