How Long Does it Take to Buy a Home?

How long does it take to find, buy and close on a home?  This is a common question I get asked almost every meeting, particularly fro m first time home buyers.  It’s such a good question because it gives clients a time frame to prepare themselves for such a big event.  Because as you know… [Read More]

5 Ways To Pay Your Home Off Faster

Now that you’ve purchased a house, settled in and made it a “home”, you realize you’re not in a 30 year program.  That 30 year program brings interest, so how do you cut down on that massive debt?  Here are several ways you can pay your mortgage down faster without feeling like you’re pinching pennies…. [Read More]

How Many Years Do You Want Your Mortgage To Be?

Did you know mortgages do not necessarily come in the standard 10, 15, 20 and 30 year terms anymore?  As business evolves so don’t the products and the way they’re structured.   It used to be you could apply for a 20 year mortgage if you didn’t want the higher payment of a 15 year,… [Read More]

How Your Mortgage Rate Is Decided

Every day mortgage rates change, sometimes by a little, sometimes by a lot, they are determined by a government agency known as the federal reserve, they meet several times a year and you can view their schedule here.   This is the entity that gauges how much money will cost to the larger banks and… [Read More]