Here is how you can get a better mortgage
How many times have you bought something only to see it a week later for a cheaper price? That feeling of frustration and regret can overwhelm you to the point you return the item and buy it for the cheaper price from a different store. It takes time and effort to do. But what if…
Read MoreCan You Get a Mortgage If Your Credit is Under 620?
If you’re reading this you might be one of the millions of American’s with a credit score below 620. I’ve spoken with dozens of clients who feel it doesn’t pay to apply because they know their credit is poor. I want to tell you it is possible to get a mortgage and a home with…
Read MoreHow to Get the Best Mortgage
When you are considering purchasing a home and you are speaking with your potential loan officer, it’s important to remember that transparency is very important. Your LO (loan officer) wants to ensure the smoothest transaction possible, because no one likes issues during this very important moment in your life. There may be things you don’t…
Read MoreThe Problem with Credit Scores
Finally you are ready to buy a home, you’ve weighed the options and being a homeowner is the sound decision. You are on the right track, you are coming up on the end of you rental lease and you’ve researched you feel you have a good enough grasp on the process to take the first…
Read MoreIntroducing a New First Time Home Buyer Loan
If you have been looking at homes you’ve probably heard the phrase “Home Ready” and “Home Possible”. These are common first time home buyer loans because they only require a 3% down payment and have reduced mortgage insurance requirements. What a lot of people do not know? Home Ready and Home Possible are restricted by…
Read MoreWhat Will 2019 Mortgage Rates Be?
There has been a lot of movement in the market over the last week, we saw rates drop lower in a single week then we saw them in almost 10 years. There is a lot of speculation why such a drop may have occurred, but many believe it has to do with the federal reserve…
Read MoreDo Not Miss The Boat!
You may have heard of the mini refinance boom we are experiencing right now. With home values increasing and mortgage rates declining we are in a perfect storm for homeowners to save a large sum of money. We’ve seen rates dropping as much as 1 full percentage point for someone who closed 8 months ago.…
Read MoreAre You Missing The Refinance Boom?
With the market sustaining a healthy 10-20% increase in home values from 2016 until now, it opens up some unique doors for homeowners who bought in the 2014-2016 market. If you were lucky enough to buy then you have a house and mortgage rate secured before the inevitable rise. This puts you in a good…
Read MoreNorth East Wisconsin Planting Calendar
Crop Based on Frost Dates Based on Moon Dates Start Seeds Indoors Transplant Seedlings Start Seeds Outdoors Beans May 18-Jun 8 May 18, Jun 3- 8 Beets Apr 27-May 18 Apr 27-May 3 Broccoli Mar 30-Apr 13 Apr 5-13 Apr 20-May 11 May 4-11 Brussels Sprouts Mar 30-Apr 13 Apr 5-13 Apr 13-May 4 Apr…
Read MoreFirst Time Buyer? Consider This…
The decision to buy a home isn’t one to be made lightly. It’s a culmination of months (if not years) of thought and preparation, mentally asking yourself if this is an undertaking you are ready and willing to proceed with. By the time you have come to the conclusion it’s the right time to buy…
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