Home sales are a fluctuating thing and the details cannot always be calculated simply by the number of sales in a given time.  People are often concerned with their bottom line, and a decrease in home sales often means a decrease in the bottom line right? not necessarily: Number of Home Sales      …

Read More

We are all trying to eat healthier these days, we know the cause and effects bad habits (especially eating) can have on us in the long term.  So here is another article in the recipe series.  Hope you enjoy!   1. Make Your Sauce Stir-frying is a technique that can cross ethnic divides. Pick a…

Read More

As we stand between week 4 and 5 of the longest government shut down in U.S History, both sides of the house are attempting to compromise on the remaining 7 bills our president wants to pass. In the meantime certain government divisions have slowed or ceased, The following agencies have been temporarily shutdown:   Affected…

Read More

Like pork chops?  Here’s a good recipe for you:   Easy Ingredients Don’t be in doubt of the 4-ingredient sauce. The flavour combination in this pork recipe is absolutely incredible! All you need is sitting in your kitchen: Honey Garlic Unsalted butter (we use unsalted to better adjust the quantity of salt to your tastes)…

Read More

If you’ve ever bought a home you understand it’s a labor of love.  Some days it’s the best thing you’ve ever done and some days it’s not.  But in the end we’re happy we are homeowners and we enjoy making our houses homes.  But it comes at a cost, so that’s why I put together…

Read More

We are on day 25 of the government shutdown, on January 12th it became the longest hiatus in U.S History, surpassing the previous shutdown of 16 days.  While over 800,000 employees are experiencing the effects and some states like Alaska who are getting the brunt of it.  While you may not be a government employee…

Read More

I’ve been hearing some concerns lately about the government shut down and how it will influence our mortgage loans.  The truth is, it hasn’t had any effect (yet).  Many of the government employees influenced are people that work in the parks departments, and other “non-essential” federally funded positions. Conventional Loans Conventional loans are not funded…

Read More

Jessica Arong O’Brien, 51, broke down into tears after the judge sent her to prison after the federal jury convicted her in February of two counts alleging that she took part in a scheme in which several lenders were scammed. (Facebook) The first Filipina judge in Cook County, Chicago, who came to the U.S. with…

Read More

Back in November 2018 I wrote an article called What is a true mortgage broker?. It outlined the differences between the big banks and the independent companies like mine who can provide a mortgage for you.  Unfortunately, most people still think of their bank when getting a home, and that’s why mortgage brokers only have about 20%…

Read More

If you’re reading this you may be a first-time buyer, and you probably have scoured the internet for information about what to expect.  The majority of my business in the last two years have been first time home buyers, and I’ve come to understand some of the major problems they face, what their concerns are…

Read More