Let’s face it, Christmas can be an expensive time of year, and with incomes already stretched razor thin we could all use a few tips on how to save money.  You’ve probably completed most of your online shopping, but here are a few ideas to save on that list minute stuff. It’s the thought that…

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Real estate is competitive.  There is no doubt about that, if you’re lucky enough to succeed in a saturated market you have “the gift”.  I’ve done research ranging from first time home buyers to baby boomers, and what makes them pick up the phone and call you, across the board these 3 techniques seem to…

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