When  is the best time to refinance your mortgage?  It can be a daunting task to predict if rates will continue to decline, or are you running the risk of them going up? The truth is it depends on you. I’ve seen people who refinanced in late 2019 take another swing as rates continue to decline.,…

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When 30 year fixed mortgage rates dropped into the 3’s in 2012 people went crazy, never had they the cost of money so low.  Then in 2020 when they dropped into the 2’s, it created a boom. Home values are at an all time high due to increased demand and a limited inventory.  Sellers have…

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The Federal Reserve just conducted their 4th meeting of 2019.  These meetings discuss the direction of our financial policy and directly influence mortgage rates.  Over the last few years the reserve has kept rates low with a few rises here and there.  The goal has been to maintain the economy in the steadiest way possible. …

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If you’ve spent any time looking at homes in the last two years you realize what kind of market we are in.  Houses are going faster than Jimmy Johns delivery and the offers are becoming hard to beat.  If you’ve had luck getting the home you want in this market congratulations, you probably spent a…

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You may have been looking at houses recently, so you’ve walked into some that are beautiful and some that are………not for you.   I threw together 25 photos from those houses that you put on your “nope list”.                       Did we go back to the Victorian Age? …

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It’s been clear over the last 10 months that mortgage rates are surging upwards in the face of the improving economy.  Stock markets are doing better (minus the small dip last week) and housing prices have leveled out.  Unemployment is down to 3.7%, which is the lowest it’s been in 10 years.  Those of you…

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Hello everyone, This is the very first blog on my new website and I thought about what the most appropriate topic would be. Because my website is all about branding and information for my clients, I thought the best topic would be why Executive Mortgage may be the best fit for you. First, executive Mortgage…

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