Saving money on your rent starts before you even sign the lease, there are a few things to take into consideration to really capture those savings per month. Choose Your Location Wisely When you start apartment hunting you should be sure about the locations you choose. There are a few factors to keep in mind…

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Summer is upon us and you know what that means right?  Boating, fishing and of course the imminent social gathers that we fit into the 12-16 short weekends.  We always try to pack as much as we can into this time, so here are a few ideas for those times you’re hosting a group of…

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In 20012 the FHA made the mortgage insurance on their loans temporary, it would cancel out when the borrower reached 22% equity.  In July of 2013 they changed that rule and made mortgage insurance permanent for any borrower who put less than 10% down on their purchase.  That means borrowers who put the minimum 3.5%…

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Putting the data in your hands: We’ve designed a useful tool for realtors, lenders and clients alike.  A way to get a detailed report on your home and include the potential value.  The report covers a variety of information you may not have previously considered, including future value forecast, comparable properties that have sold recently…

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If you haven’t noticed it’s been pretty crazy in the real estate world over the last 2 years.  Home prices are rising, interest rates are bouncing around, and buyers are getting frustrated.  The overwhelming feeling that buying a home in an impossible feat because it’s just too competitive.  But what if you had some data…

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One thing I find myself explaining to many first time home buyers is their mortgage payment, not only how much it is but what it consists of.  So I put this together in an effort to  explain the 3-4 components of every mortgage payment. Principle and Interest (P&I) This is the portion of your mortgage…

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There are two pivotal times in every clients loan that always cause tension:  the home inspection and the appraisal.  Likely because these two reports will decipher the value and quality of the home buyers purchase, it’s no wonder they are biting their fingernails waiting for the results.  I see quite a few real estate agents…

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If you’re reading this you might be one of the millions of American’s with a credit score below 620.  I’ve spoken with dozens of clients who feel it doesn’t pay to apply because they know their credit is poor.   I want to tell you it is possible to get a mortgage and a home with…

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When you are considering purchasing a home and you are speaking with your potential loan officer, it’s important to remember that transparency is very important.  Your LO (loan officer) wants to ensure the smoothest transaction possible, because no one likes issues during this very important moment in your life.  There may be things you don’t…

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Finally you are ready to buy a home, you’ve weighed the options and being a homeowner is the sound decision.  You are on the right track, you are coming up on the end of you rental lease and  you’ve researched  you feel you have a good enough grasp on the process to take the first…

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