You may have heard of the mini refinance boom we are experiencing right now.  With home values increasing and mortgage rates declining we are in a perfect storm for homeowners to save a large sum of money.  We’ve seen rates dropping as much as 1 full percentage point for someone who closed 8 months ago.…

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Another post about low mortgage rates?  I’ll keep it short.  It’s no secret rates are low, when the national average for a 30 year fixed rate mortgages averaged out in early February at 4.35%.  compared to the national average of 4.54% in 2018.   If you want a history of mortgage rates and where they have…

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Below is the prime rate per month from January 1972 – January 2019 Date (Month) 15 Year FRM (%) 30 Year FRM (%) January of 1972 7.44 February of 1972 7.32 March of 1972 7.29 April of 1972 7.29 May of 1972 7.37 June of 1972 7.37 July of 1972 7.4 August of 1972 7.4…

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Every day mortgage rates change, sometimes by a little, sometimes by a lot, they are determined by a government agency known as the federal reserve, they meet several times a year and you can view their schedule here.   This is the entity that gauges how much money will cost to the larger banks and…

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You may have been looking at houses recently, so you’ve walked into some that are beautiful and some that are………not for you.   I threw together 25 photos from those houses that you put on your “nope list”.                       Did we go back to the Victorian Age? …

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It’s been clear over the last 10 months that mortgage rates are surging upwards in the face of the improving economy.  Stock markets are doing better (minus the small dip last week) and housing prices have leveled out.  Unemployment is down to 3.7%, which is the lowest it’s been in 10 years.  Those of you…

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Hello everyone, This is the very first blog on my new website and I thought about what the most appropriate topic would be. Because my website is all about branding and information for my clients, I thought the best topic would be why Executive Mortgage may be the best fit for you. First, executive Mortgage…

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