Around 30% of the U.S Population have a credit score that is considered “poor”.  That is below 620.  That means nearly a 1/3 of the population may consider themselves ineligible to get a home mortgage.  While it’s better to have a higher credit score, it is possible to get a mortgage with a credit score…

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Disclaimer:  This is a neutral article. The legalization of marijuana has been a hot topic for the last several years, with 23 states permitting the use for medical purposes, and 12 of those states permitting recreational use as well.  You have a good percentage of the population supporting the legalization for a variety of reasons…

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Let’s face it, Christmas can be an expensive time of year, and with incomes already stretched razor thin we could all use a few tips on how to save money.  You’ve probably completed most of your online shopping, but here are a few ideas to save on that list minute stuff. It’s the thought that…

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The holidays are upon us and usually the last thing on peoples minds are their homes and finances.  It’s a time we spend more freely and appreciate the non-material items (except the kids).  That being said we can all use a little monetary relief after the holiday season.  That’s why it’s actually cheaper to refinance…

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It’s that time of year where real estate taxes get paid in Wisconsin.  The majority of people have their payments setup to disburse by the end of December.  Some people elect to have it paid twice a year, once in January, once in July.  If you are part of the majority this email is for…

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Winter tends to be the time of year we take time off from our busy schedules and slow down, the hustle of summer has subsided and we can take a breath to prepare for the colder months.  This is a good time to consider winterizing your home, arranging travel reservations for the upcoming holiday, or…

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Its no secret that rates rose in October, even after the Federal Reserve’s rate cut in July AND September.  All is not lost though, rates are still a considerably lower than they were last year, which suggests we may see this wave of cheaper money ride out the remainder of 2019.  It’s difficult to say…

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A persons desire to own a home is motivated by different things, the reason  Before we get to far let it be known I make a living by helping people into homes, if people don’t buy homes I do not make money.  That being said I have learned how important ethic are in my job. …

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It’s that time of year for homeowners, the cold winds make an appearance and start to put a chill on everything and everyone.  You can wait until it gets cold to winterize your home or you can make a preemptive strike and get it done before the snow flies.  Either way here is a basic…

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It’s no secret the market slows down once Fall and Winter hit, this is because so many buyers feel the season is over and the market dried up.  But the smart few understand this is their opportunity to save big money.  We can agree it’s not ideal to move in the Winter, but if you…

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