NMLS# 878581
People have been refinancing like crazy lately, with rates the lowest they’ve been in years it’s no wonder. People are saving money, over the course of the last month I’ve noticed several of those clients ask me the same question: “What is the benefit of refinancing?” It dawned on me that many people probably don’t… [Read More]
Around 30% of the U.S Population have a credit score that is considered “poor”. That is below 620. That means nearly a 1/3 of the population may consider themselves ineligible to get a home mortgage. While it’s better to have a higher credit score, it is possible to get a mortgage with a credit score… [Read More]
Disclaimer: This is a neutral article. The legalization of marijuana has been a hot topic for the last several years, with 23 states permitting the use for medical purposes, and 12 of those states permitting recreational use as well. You have a good percentage of the population supporting the legalization for a variety of reasons… [Read More]
Let’s face it, Christmas can be an expensive time of year, and with incomes already stretched razor thin we could all use a few tips on how to save money. You’ve probably completed most of your online shopping, but here are a few ideas to save on that list minute stuff. It’s the thought that… [Read More]
The holidays are upon us and usually the last thing on peoples minds are their homes and finances. It’s a time we spend more freely and appreciate the non-material items (except the kids). That being said we can all use a little monetary relief after the holiday season. That’s why it’s actually cheaper to refinance… [Read More]
It’s that time of year where real estate taxes get paid in Wisconsin. The majority of people have their payments setup to disburse by the end of December. Some people elect to have it paid twice a year, once in January, once in July. If you are part of the majority this email is for… [Read More]
Winter tends to be the time of year we take time off from our busy schedules and slow down, the hustle of summer has subsided and we can take a breath to prepare for the colder months. This is a good time to consider winterizing your home, arranging travel reservations for the upcoming holiday, or… [Read More]
Its no secret that rates rose in October, even after the Federal Reserve’s rate cut in July AND September. All is not lost though, rates are still a considerably lower than they were last year, which suggests we may see this wave of cheaper money ride out the remainder of 2019. It’s difficult to say… [Read More]
A persons desire to own a home is motivated by different things, the reason Before we get to far let it be known I make a living by helping people into homes, if people don’t buy homes I do not make money. That being said I have learned how important ethic are in my job. … [Read More]
It’s that time of year for homeowners, the cold winds make an appearance and start to put a chill on everything and everyone. You can wait until it gets cold to winterize your home or you can make a preemptive strike and get it done before the snow flies. Either way here is a basic… [Read More]
Justin Scott NMLS 878581
Executive Mortgage LLC NMLS 271650
M-F: 8:00 am - 5:00 pm
After 5pm and weekends
Appointments only
